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Use this Florida Mortgage Calculator to estimate your monthly mortgage payment, including taxes and insurance. Enter your Home Price and Down Payment in the fields below. In seconds, our Florida Mortgage Calculator will have an estimate of your monthly payment.

We know that buying a home can be complicated. Understanding your monthly payment is an important part of the process. Our Florida mortgage calculator lets you estimate your monthly mortgage payment breakdown, schedule, and more.

How To Use Florida Mortgage Calculator?
  1. Enter Home Price: The total sale price of a property negotiated between seller and buyer.
  2. Enter Down Payment: The funds you put upfront to get a home loan. This amount can vary from $0 for VA loans, 3.5% for FHA Loans and 20% for conforming mortgages. Speak to your licensed mortgage loan originator to Down payment of less than 20% percent, might require a purchase of private mortgage insurance (PMI). PMI protects the lender in the event of foreclosure.
  3. Enter Interest Rate:  Your exact interest rate will be determined by your lender after you apply for a loan. Lenders consider several factors including your credit score, down payment, term and lending fees. Check today’s rates.
  4. Enter Mortgage Period: 15 and 30 year mortgage terms are most common for fixed rate mortgages. You may also choose adjustable rate mortgage which almost always come in a 15 or 30 year term.
  5. Enter Property Taxes: We use state and national averages to estimate your property taxes. Please feel free to enter specific property tax for more accurate estimate.
  6. Enter Homeowners Insurance: We use state and national averages when estimating your property insurance. Like taxes, though, homeowner’s insurance costs can greatly vary from place to place.
  7. Enter HOA fee: A homeowner association fee is common when you purchase a condo, townhouse or home which is located inside gated community. This fee is usually collected monthly to take care of maintenance and repair issues associated with common area.
Mortgage terms
per month
Principal & interest
Property tax
Home insurance
HOA fees
Mortgage insurance
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  • 1

    Choose RK Mortgage Group for your new mortgage.

  • 2

    Present this offer when you apply for a mortgage.

  • We'll credit you $500 at closing

The information provided above regarding approximate insurance, approximate taxes and the approximate total monthly payment (collectively referred to as approximate loan cost illustration) are only approximations. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.

A mortgage payment calculator is real estate tool that can help you estimate your monthly payment. This is NOT a mortgage loan approval or commitment to lend.
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