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Bank Statement Mortgages

No Tax Returns Required

I'm interested in:
Refinance Purchase

Bank Statement Mortgage

Bank Statement Mortgage program is only for self employed borrowers. This program is ideal because while most self employed borrowers earn a solid income, they show a smaller net income on their tax returns. Our team is well versed in these loans and placing the borrowers where they can get the optimal loan to fit their needs. For investment properties, please review our No Income Verification program.

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Why Choose Us
Low Rates

We offer one of the industries lowest rates.

Secured Online Process

Upload loan documents and e-sign mortgage forms online.

Exceptional Customer Service

Your dedicated Loan Specialist will be your guide from application to closing.

Fast Financing

We’ll help you close quickly, so you can get the keys to your new home in no time.

How it works
Our real clients testimonials

Program Overview:


  • No tax returns required
  • Loans up to $3 million
  • Credit scores down to 600
  • Up to 90% LTV on Personal and Business with no mortgage insurance
  • Owner-occupied, second homes and investment properties 
  • Two years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Non-warrantable condos considered
  • 5/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and second homes
  • Seller concessions up to 6% (2% for investment)
  • Two year self-employed required

Licensed in California - Colorado - Florida - New Jersey