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Self Employed Mortgages

No Tax Returns Required!

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Refinance Purchase

Self Employed Mortgages

Designed for self-employed borrowers whose true income is documented by their bank statements. While most self-employed borrowers earn a solid income, they show a smaller net income on their tax returns. Our team is well versed in these loans and placing the borrowers where they can get the optimal loan to fit their needs. For investment properties, please review our No Income Verification program.

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Why Choose Us
Low Rates

We offer one of the industries lowest rates.

Secured Online Process

Upload loan documents and e-sign mortgage forms online.

Exceptional Customer Service

Your dedicated Loan Specialist will be your guide from application to closing.

Fast Financing

We’ll help you close quickly, so you can get the keys to your new home in no time.

How it works
Recently Funded
Our real clients testimonials

Self-Employed Mortgage

Program Overview:

  • No tax returns required
  • Loans up to $3 million
  • Credit scores down to 600
  • Up to 90% LTV with no MI
  • DTI up to 50% considered
  • Owner-occupied, 2nd homes and investment properties 
  • 2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
  • Non-warrantable condos considered
  • Jumbo loans down to 600 score
  • 5/1 ARM or 30-year fixed
  • No pre-payment penalty for owner-occ and 2nd homes
  • Seller concessions up to 6% (2% for investment)
  • 2 years self-employed required

Licensed in Florida - New Jersey - Colorado - California